Ronnie Perez Ronnie Perez

Trump Proposes $5 Million “Gold Card” Visa, Replacing EB-5 Investor Program

Washington, D.C. – President Donald Trump announced Tuesday that his administration plans to launch a new investor visa, dubbed the "Trump Gold Card," which would offer a path to U.S. citizenship for wealthy individuals willing to invest $5 million. The move would replace the long-standing EB-5 visa program, a 35-year-old initiative designed to attract foreign investment.

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Finance Ronnie Perez Finance Ronnie Perez

U.S. Consumer Sentiment Falls Sharply in February Amid Inflation Concerns

WASHINGTON, D.C. — U.S. consumer sentiment plunged in February, marking its steepest decline in months as inflation fears surged, according to the University of Michigan’s latest report released Friday. The consumer sentiment index was revised downward to 64.7, a significant drop from the preliminary estimate of 67.8, and well below January’s reading of 71.7.

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Real Estate, Finance Ronnie Perez Real Estate, Finance Ronnie Perez

Mortgage Rates Drop, But Buyer Activity Remains Tepid Amid Fed Uncertainty

Mortgage rates saw a modest decline last week, but the slight shift did little to spur buyer activity in the housing market. The average rate on a 30-year fixed-rate mortgage dipped five basis points to 6.79% for the week ending February 20, according to rates provided to NerdWallet by Zillow. A basis point is equivalent to one one-hundredth of a percentage point.

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Ronnie Perez Ronnie Perez

30-Year Mortgage Rate Drops to Eight-Week Low, Offering Hope to Homebuyers

Washington, D.C. – The average rate on a 30-year fixed mortgage in the U.S. has declined for the fifth consecutive week, hitting its lowest point since late December, according to mortgage buyer Freddie Mac. The rate fell slightly to 6.85% from 6.87% last week, marking a welcome change for homebuyers in the lead-up to the traditionally busy spring housing market. A year ago, the average rate stood at 6.9%.

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Real Estate Ronnie Perez Real Estate Ronnie Perez

U.S. Office Market: Investors Are Coming Back

NEW YORK — The U.S. office market is showing signs of recovery as investors return, marking the first increase in sales volume since 2021. According to new data from Morgan Stanley Capital International (MSCI), office building sales surged by 20% in 2024 compared to the previous year, reaching $63.6 billion.

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Ronnie Perez Ronnie Perez

Florida's My Safe Florida Home Program Expansion: A Game Changer for Real Estate Owners

Since its revival in 2022, the My Safe Florida Home grant program has provided up to $10,000 per homeowner to strengthen their residences by replacing or reinforcing roofs, installing impact-resistant doors and windows, or adding storm shutters. However, demand has far outpaced funding, leaving approximately 45,000 applicants in limbo since the application portal closed on July 17, 2023.

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Finance, Real Estate Ronnie Perez Finance, Real Estate Ronnie Perez

Fed Leaves Interest Rates Unchanged, Signaling Stability in Economic Policy

WASHINGTON, D.C. — The Federal Reserve announced on Wednesday that it will maintain the federal funds rate target at 4.25% to 4.50%, marking a shift to a steadier monetary policy after three consecutive rate cuts. The decision, made during the Fed’s first monetary policy meeting of 2025, reflects the central bank’s continued commitment to fostering maximum employment and maintaining long-term inflation at 2%.

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Technology, Finance Ronnie Perez Technology, Finance Ronnie Perez

Trump Announces $500 Billion AI Infrastructure Investment Led by OpenAI, SoftBank, and Oracle

In a landmark announcement, U.S. President Donald Trump unveiled a massive private sector investment of up to $500 billion to develop infrastructure supporting artificial intelligence. The initiative, spearheaded by OpenAI, SoftBank, and Oracle, aims to position the United States at the forefront of AI innovation and economic growth.

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Europe, Real Estate Ronnie Perez Europe, Real Estate Ronnie Perez

Investors Shift Focus to Flats and Hotels Amid Commercial Property Recovery

The commercial real estate market has begun showing signs of recovery after a two-year downturn, with investors shifting their focus towards residential properties and hotels while continuing to steer clear of office buildings. According to MSCI, investment in commercial property across Europe increased by 4% in 2024, reaching €189 billion. This marks a notable rebound following a steep 45% decline in the previous year. A similar pattern has been observed in the United States, where property investment surged by 9%.

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Real Estate, Finance Ronnie Perez Real Estate, Finance Ronnie Perez

Surging Inventory in Florida and Texas Signals Potential Housing Market Decline

During the COVID-19 pandemic, Florida and Texas became prime destinations for people relocating from colder, more expensive regions. The increased demand triggered an unprecedented construction boom, with the two states leading the nation in new housing developments. However, as in-migration slows post-pandemic, the once-thriving markets in these Sun Belt states are facing a sharp cooldown.

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Disaster, Real Estate Ronnie Perez Disaster, Real Estate Ronnie Perez

Hurricane Milton Causes Largest Insured Losses in 2024

Hurricane Milton, which ravaged Florida in October 2024, has been identified as the most financially damaging natural disaster of the year in terms of insured losses. According to a recent analysis by Munich RE, a global leader in insurance and reinsurance, Milton inflicted approximately $25 billion in insured losses, surpassing all other disasters worldwide in 2024.

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Real Estate Ronnie Perez Real Estate Ronnie Perez

U.S. Asking Rents Decline to 2022 Levels: Tampa and Jacksonville Shift Toward a Renter’s Market

The Sun Belt, known for its rapid population growth and housing construction, has emerged as a focal point in the decline of asking rents. Florida, in particular, boasts two of the most significant drops in rental costs. Tampa saw a 10.4% decrease, while Jacksonville recorded a 6.7% decline. Austin, TX, leads nationally with a dramatic 16.3% year-over-year drop in median asking rent, plummeting 22.6% from its August 2023 peak to $1,393.

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Real Estate, Finance Ronnie Perez Real Estate, Finance Ronnie Perez

Mexican Economy Faces Mixed Signals as Investors Eye U.S. Real Estate Opportunities

As Mexico's economy shows signs of slowing growth and persistent challenges, international investors are increasingly turning their attention to the U.S. real estate market as a stable and lucrative opportunity. A closer look at Mexico's economic trends reveals why investors are diversifying their portfolios and exploring the benefits of U.S. real estate.

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Real Estate Ronnie Perez Real Estate Ronnie Perez

Young Adults Struggle to Enter Homeownership Market Amid Rising Costs and Debt

Despite Millennials (ages 26 to 44 in 2023) representing the largest generation in American history—nearly 86 million people—their homeownership rates remain strikingly low compared to previous generations. This growing gap underscores a troubling trend: young adults today are not only buying homes later in life but are also making up a smaller portion of total homebuyers than ever before.

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Real Estate Ronnie Perez Real Estate Ronnie Perez

Buyers Could Gain an Edge as Inventory Grows in 2025

Florida's housing market remains a magnet for homebuyers despite rising mortgage rates and surging homeowners insurance costs. The Sunshine State's real estate landscape in 2025 is balancing out, offering neither buyers nor sellers a clear upper hand. However, with inventory on the rise, prospective buyers may soon find themselves in a stronger negotiating position, unlocking opportunities to secure favorable deals in one of the nation's most dynamic housing markets.

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